Methodology
CRISL follows standard rating methodology in line with international and local requirement. The methodologies have been designed with due consideration to the specific insights of each sector with due weight to both qualitative and quantitative factors for each sectors. The qualitative and quantitative factors are converted to specific traits with due weight for highest performance, lowest performance, average performance comparing the above with industrial averages in order to arrive at a meaningful rating of an organization. The methodology covers to unearth all types of risks such as Industry Risk, Business Risk, Management Risk, Operating Performance Risk, Banking Relationship Risk, Security Risk and Other risks. CRISL methodologies cover Banks, Financial Institutions, Debt Instrument, Telecommunication, Airlines, Investment Banks, Asset Backed Securitization, SME, Corporate, Educational Institutions, NGO, Micro Finance Institutions, Municipalities, Security Firms, Asset Management Companies etc .
